Travel world wide without much cash? You must be crazy! Everyone knows that world travel takes a lot of money and that if you don’t have money, you can’t do it.

Wrong! The only thing it takes to travel the world is a passport and the will to travel. Just pick up one foot and put it in front of the other. The hard part is getting away from your attachments to the things that hold you back. If you have to pay a hefty mortgage bill, auto payments, insurance premiums, and credit card bills, chances are that you aren’t going to break free from your job and move out into the world of travel.

So, how do you break free and become a world traveling vagabond? First of all, you have to get rid of all that debt. If your house payments are costing you more than your house is worth, sell it. Get out from under that monstrosity, even if you take a loss. Next, get rid of your hummer and start taking the bus. Get a consolidation loan for all of your debts and then negotiate for a lower interest rate, or just go bankrupt! Why not! The whole world awaits you!

Worried about pulling your kids from school? Why? Public education stinks and your children will get a better education on the road than they will ever get in some under funded, state supported school. Maybe it’s your family that is holding you back. Wife doesn’t want to travel? Dump her, put her at her mother’s, or let her support the household while you are gone. Same goes for husbands. Who needs a stick in the mud?

Finally, the job. Tell your boss that you don’t want to come to the office any more. Tell him you will be more productive from home. Tell him that you need some time to figure things out. Or just quit. The world is waiting and you are dying! It’s time to live! Travel world wide and damn the consequences.

Laminate Flooring is an advanced form of flooring which is available in different types. One needs to follow certain tips to decide the best type of laminate flooring for one’s home or workplace. These tips are:

• Floor measurement
First step towards the selection of laminate flooring type is the measurement of floors properly. With measurement, one can come to know about the actual proportion of buying laminate floors. Some floor service stores send somebody to take measurement of floor which includes cut parts and waste parts of floors to avoid money wastage.

• Tools required
Table saw and saber saw are simple tools which are used during the time of flooring. Table saw is required for faster cuts as well as plank ripping. Saber saw is used in cutting floor vents nearby doorways or cabinets. Spacers are useful in maintaining the distance of planks from walls. Hammer, Small Square, tape measure etc are some other simple tools which are simple yet useful.

• Repair work
If floor surfaces are uneven, then they are needed to repair before laminate flooring installation.

• Length of wood pieces
Another useful tip in installation of laminate flooring is to mind the correct length of wood pieces. For every row of floor, various lengths of wood pieces are required. Slight difference in the wood size can give floor a distinct look. And speed of flooring increases and installation work becomes simpler from row to row.

• Proper use of tools
Either tools are simple or complex, but they are needed to use gently during laminate flooring. On needs to use tools for cutting properly as per width of the room. Moreover, using tools hardly may damage the floors. Tools should be use properly during special cuts. In this way, one can come to know the correct way of wide plank laminate floor installation easily.

Have you ever wandered through a model home and admired the furniture? Have you seen a piece that would fit perfectly in your house and you wish you could get it? Well you can and for significantly less than buying from a retail furniture store. You can buy model home furniture if you know what you’re doing.

All of the big developers like Pulte, Meritage and Beazer buy attractive furniture for their models to help sell the unit. When the development is completely sold out, they typically auction off the furniture from the model homes. What you need to do is this.

Talk to the sales manager of the development and get an idea when the close out will be and what auction service they will be using. Typically these auction services will only invite the homeowners in the development and members to the auction.

Once you have the auction service name you can look it up on the web and see what it costs to be a member. Usually this is around $30 a year and it gives you the right to be at the auction, provides mailings with times and dates of auctions and displays photos of things to be sold. Once you have this you’re good to go.

The auction is normally held in the largest room in the house. A four model development can easily have 200 items up on the block. These auctions are cash only and normally you have two hours to remove the item from the site. There are no minimum starting bids. The people at the auction determine just what an item is going to go for.

You can save some big bucks on these auctions and it’s a great way to add a new piece for your home on a budget. One excellent idea though is to try to find the piece you are interested in on the internet to see what it would go for from a discount furniture dealer. Armed with that information you’ll be in a better position to bid wisely.

One caution. If you have a full size house and the model is a smallish town home, the furniture may be slightly smaller than standard. Smaller furniture makes a small space look larger and it’s a common marketing practice. Measure the piece you are interested in before you buy it and regret it when you get home.

So you can buy model home furniture and it can actually be fun if you enjoy auctions.

“The man who goes alone can start today; but he who travels with another must wait till that other is ready.” – Henry David Thoreau

If the statistics are any indicator, many travelers agree with Thoreau. In increasing numbers, individuals are traveling alone rather than just waiting for others to join them.

Solo travelers in the recent past have totaled 21 million in just the US and UK combined. According to a New York Times article in Nov. 2012, Internet searches for “solo travel packages” were up 60% over the prior year. The US Department of Commerce’s Office of Travel & Tourism Industries (“OTTI”) reported that a staggering 42% of U.S. citizens/residents that went abroad in 2011 traveled alone. Of those individual travelers, 38% traveled for leisure or to visit friends & relatives (“VFR”) and 66% for business. Similarly, inbound solo travelers from abroad totaled 36.2%. Of those, 23.6% were on leisure trips and and 62.2% for work. This business and lifestyle phenomenon has been growing exponentially.

Who are solo travelers?

Solo travelers are a much broader group than just the single population. They may be:

• Two-career couples on business travel or “DINK’S” (Dual Income No Kids).

• Those with relatives or friends abroad.

• Family members pursuing separate sports/hobbies overseas.

Abercrombie & Kent’s Jill Fawcett has described their solo travelers as: “often… married or have partners, but the spouses don’t share the same interest… They want to travel with like-minded people and the small group gives them some interaction. Then they go back to the privacy of their own room… 25% of people who opt for our Extreme Adventure series are (also) solo travelers,” she said. “People feel a little more secure in a group if the destination is intimidating or there’s a language barrier.” Solo Travel Is Growing at a Rapid Rate | Phil Hoffman travel blog, 10/25/11.

According to Grand Circle Corp chairman Alan Lewis, “Women are a growing force in the solo travel market… where the solo market has grown from about 20% to 25% of [Grand Circle’s] overall bookings during the past five years.”

Single travelers do still continue to play an active role in solo travel. Their growth is clear in Europe and North America where people are marrying later and may be divorced, widowed or never married. According to a March 19, 2013 article entitled “The Growing Solo Travel Market”, average single households total as follows:

• 35% of all households in developed countries

• 40% in Finland and Norway (2011)

• 37% in the Netherlands (2011)

• 27% in the US (2010), 29% in the UK (2011) and 28% in Canada (2011).

How do solos travel?

Solo travel may not necessarily mean traveling as a “group of one”. Individuals may choose

1. Escorted group tours

2. Independent tours

3. Travel alone and select their own hotels/tours

What Issues Confront Those Traveling Alone?

There are two main challenges for individual travelers.

• Attractive pricing: Lodging, tours and cruises are priced routinely on double occupancy. Most cruises and tours require a single supplement for those traveling alone. Although this is not necessarily 2X, the price differential can be substantial. This is most pronounced in tour packages, particularly cruises that have “2-for-the-price of 1” early booking promotional. As a result, those traveling alone may pay 3-4X couples/pairs.

• Top quality access and service: In a busy holiday or tourist season, the unaccompanied traveler may be given less desirable accommodations or tables in restaurants. In fact, even 5 star hotels may be unwilling to take a dinner reservation for one even when the individual traveler is a guest of the hotel. This is particularly true on Saturday nights and holidays. The alternative may be sitting at the bar for dinner notwithstanding that the dining room has vacant tables. On cruises/river cruises or other tours with “open seating”, tables are typically set up for even numbers. The result? These travelers are faced with a “standup” buffet or engaging in sleuthing to find an available seat.

What is The Business Opportunity?

This travel phenomenon is growing exponentially and still represents an under served niche. The opportunity for the industry is substantial, prioritized as follows:

Leisure travelers: They are the largest percentage of industry revenues. However, a smaller percentage go alone for leisure trips. The beneficiaries: airlines, hotels, tours, car and concierge services.

Business travelers: Although a small portion of revenues, a greater percentage are on business. Moreover, they may have a larger budget than an individual on vacation. The same industry segments would benefit with the exception of tours except as potential additions to an international trip.

VFR: Those visiting friends and relatives may be met at the airport and have access to local transportation. While staying in a private residence, meals may not be taken out as frequently as hotel guests. Accordingly, such travelers will continue to generate new revenue primarily for airlines but are unlikely to augment the existing market for other travel services.

This sector represents a largely untapped market. Given the sheer numbers of affluent professionals and business executives, with the right mix of well-priced, top quality offerings, both sides benefit. The travel industry will increase their existing revenues while those traveling alone will achieve more competitive pricing and access to higher quality. It is a market whose time has come.

Take time to enjoy the Fall sunshine and warmth to implement Fall gardening tips that make home more enjoyable. Many individual only see fall gardening as a time to tuck away the garden and wait until spring time to enjoy the garden’s harvest and activities again. Home gardeners can follow savvy Fall garden tips and enjoy Fall at home in the process of tackling Fall gardening tasks.

1) Store Garden Hoses With Care

Coil garden hoses neatly, tie to prevent uncoiling and hang on a garage storage hooks. At growing season’s end, drain all garden hoses, connect the ends to protect them for bumps, and store away from harsher weather. Store garden hoses with enough space around them to offer protection from getting caught or tangled. Proper Fall care of your garden hoses will mean they are in working order next Spring and may save you the time of running to the store for replacements. Another option for storing garden hoses is to use a galvanized bucket for holding the hose in off-season gardening months.

2) Fall Mulching Protects Flower Beds

Wait until the ground has frozen and then mulch around the crowns of perennial plants to reduce the chance of frost heaving them upward. The best Fall gardening practices are always to take care of existing plants that thrive. There are many varieties of mulch; however, the best source may be fresh garden compost. Test the soil for its Ph balance to help determine the best mulch for each flower bed. For example, soils that tend to be too alkaline will benefit from a cocoa bean mulch which has multiple purposes: protecting the perennials during winter, contributing toward more acidic conditions, reducing weeds, and adding nutrients to the soil as it breaks down.

3) Organized Garaged Store Garden Tools Safely

By next Spring it may be hard to recall just where garden tools were stored in the Fall. Save hunting time by organized the garage storage area. Convert garage wall space into store for large gardening tools. The choices for DIY garage peg boards and hook assortments is nearly endless. Consider first what specific garden tools need to be hung and kept out-of-the-way, and then purchase the perfect hook for the job. Gardening tools stored vertically on secure hooks attached to the wall are easy to sort and see just what is needed next.

4) Keep Gardening Through Fall With A Garden Cold Frame

Don’t allow hardier herbs and vegetable gardens fade too early as frost starts nipping around. With a little planning, they keep growing and harvesting beautifully under a little extra protection from a garden cold frame. Even using a old sheet to cover them at night can add weeks of eating pleasure and the ability to cut and bring the last blooms indoors.

5) Use Fall Planter For Fall Color

Add Fall colors to your porch for bright curb appeal with Fall planters. Tuck in colorful perennials, the last of your climbing vines for a few training branches, orange and yellow gourds that echo Fall’s features. Place them on a pedestal for eye-catching displays for the neighborhood to enjoy.

These Fall gardening tips mean spending less time hunting for gardening tools next spring, enjoy a garden that flourishes with healthy soil, and make mulch that will yield better blooms next year and fewer weeds. All the while, savvy home gardeners can enjoy Fall gardening and it’s harvests longer.